HOMEOWNERS

Given sufficient equity in the property, We may be able to provide the funds needed to pay past-due mortgage payments, late fees, property taxes, or reinstatement costs. This stops the foreclosure in its tracks and gives you the time to determine your options. If the property needs rehab in order to sell it, you have high credit card bills or even other high interest financial problems, we may be able to package an equity loan for you. 

In some cases, we can purchase your existing mortgage from the lender. Once we hold the note, we have the flexibility to create terms that give us needed time to get your property ready to sell so you do not lose all of your equity. 

We can partner with you to cover arrears, rehab the house and stop the foreclosure. In return, we agree on a future equity share when the property sells or is refinanced — so you keep your home and a portion of your equity. 

If keeping your home isn’t possible we’ll work with you on a smooth transition plan so you can move forward without financial devastation.

We have access to private capital and nontraditional lenders who can move faster than banks and look only at the equity in your home in the loan decision. Interest rates will be much higher than a traditional bank but it could save your equity. 3 year interest-only loans will give you the much needed time to create a plan to recover.